Tailored Service For
First Home Buyers
Taking the leap into home ownership is exciting—but it can also be confusing and stressful. At Cleverly Finance, we specialise in helping first home buyers feel informed, supported, and confident throughout the entire process.
We take the time to understand your goals, explain your options in simple terms, and handle the paperwork so you can focus on the fun part—finding your dream home.
How We Help First Home Buyers
Compare the best home loan options
We search and compare hundreds of loan products to find one that suits your needs and budget.Step-by-step support
From getting pre-approved to final settlement, we’ll guide you through the process and keep things moving.Help with grants and incentives
We assess your eligibility for First Home Owner Grants, stamp duty exemptions, and government guarantee schemes—and help you apply.Understand your borrowing power
We help you plan your budget, work out how much you can borrow comfortably, and make sure you’re loan-ready.Clear, ongoing communication
No jargon. No guesswork. We’ll keep you informed at every stage and are always just a message or call away.
Tailored Service For
Self-Employed Individuals
We specialise in helping business owners, freelancers, and contractors secure the right loan – hassle-free.
We understand that your income may not look the same each month, and that lenders often need extra information. That’s where we come in. We help you get loan-ready by reviewing your financials, explaining what documents you’ll need, and matching you with lenders who understand self-employed income.
Whether you’re buying your first home, refinancing, or investing—we make the process simple, clear and tailored to your needs.
How we help:
Loan options for sole traders, company directors & contractors
Guidance on BAS, tax returns, and alternative income documentation
Support with structuring your finances to strengthen your application
Access to a wide panel of lenders, including self-employed specialists
Clear, honest advice at every step
Let’s make your mortgage journey smooth—so you can focus on growing your business.
Tailored Service For
Property Investors
We understand that property investing is more than just buying real estate — it’s about building long-term wealth through smart financial strategies.
Whether you’re buying your first investment property or expanding your portfolio, we’re here to help you structure your loans for maximum tax efficiency, cash flow, and borrowing power.
We work closely with you to:
Structure your loans across multiple properties to optimise tax benefits and reduce risk
Leverage equity to fund future purchases without overextending your finances
Compare lenders and products to secure competitive rates and investor-friendly features
Assess rental income and expenses to present your application in the best possible light
Plan ahead with forecasting tools and expert insights to support your investment goals
With our background in accounting and cash flow management, we know what lenders are looking for and how to present your finances clearly and accurately. Whether you’re a seasoned investor or just getting started, Cleverly Finance is here to help you make smarter decisions and grow your portfolio with confidence.
Tailored Service For
Existing Borrowers - Refinancing
If you’ve had your home loan for a while, chances are your needs or the market – have changed.
We help existing borrowers like you refinance with confidence.
Whether you’re chasing a better interest rate, want to unlock equity for renovations, consolidate debt, or switch to a loan that simply suits you better—we’ll guide you every step of the way.
We compare loans from a wide panel of lenders to help you save money, reduce stress, and get a loan that truly fits your current lifestyle and goals.
Here’s how we help:
Review your current loan and financial position
Compare rates, fees, and features from a wide range of lenders
Handle the paperwork and liaise with your existing lender
Make the switch as smooth and hassle-free as possible
You’ve already done the hard part—buying the home. Let us help you make the most of it.
Tailored Service For
Startups & Small Businesses
Starting or growing a business? We’re here to help you secure the funding you need to move forward with confidence.
Business loans can be a powerful tool for startups and small businesses—but the options can feel overwhelming, especially when you’re juggling everything else. From cash flow support to equipment or fit-out finance, we help you navigate the lending process and find a solution that suits your needs.
We work with a wide range of lenders who support small business owners, including those with limited trading history or self-employed income. Whether you’re just getting started or ready to scale, we’re here to help you put the right finance in place.
What we do:
Explain your finance options clearly – no jargon
Connect you with lenders who support small and startup businesses
Help you prepare strong applications, even if you’re newly trading
Work with your accountant or bookkeeper to get the numbers right
Support you from loan enquiry to settlement and beyond
If you’re unsure where to begin or want help weighing up your options, let’s chat.
Tailored Service For
Self Managed Super Funds (SMSF)
Looking to grow your retirement savings by purchasing property through your Self-Managed Super Fund (SMSF)? You’re in the right place.
SMSF lending is different from regular home loans. There are strict rules, specific structures, and lender requirements to follow — but with the right support, it can be a powerful way to build long-term wealth.
We can help SMSF trustees secure property loans that meet both compliance and investment goals. We work closely with your accountant or financial adviser to ensure everything is structured correctly and runs smoothly from start to settlement.
What we do:
Explain how SMSF loans work – in plain, simple language
Match you with lenders who support SMSF borrowing
Ensure your loan structure meets legal and tax requirements
Liaise with your accountant or adviser to keep things on track
Support you through the entire loan process – from application to approval
Whether you’re just exploring your options or ready to move forward, we’ll guide you every step of the way.