A free 2-page guide for first home buyers in New South Wales. Figures current as at 1 October 2026.

• Your home buying journey, step by step, with typical timing
• Government schemes and grants, with current New South Wales price caps
• Stamp duty concessions, including what happens if your partner isn’t an Australian citizen or permanent resident
• Answers to common questions: a partner’s past property ownership, how long you need to be in your job, offset vs redraw, and fixed vs variable rates